The fast personal loan for your plans
Make your dreams come true, easily!
The advantages at a glance
Personal loan
at a top rate
an APR of 3.50%*
Digital
account check
a simple, straightforward and completely online route to your loan
Fast
payout
usually within 24 - 48h of all documents being received
Overpayments included
free of charge, up to 20% of the loan amount per year
A loan for one person
borrowing is only possible as an individual
Fee-free
and transparent
the personal loan has no hidden fees
A fee-free payment break
including one month's payment break per year
*Statutory mandatory information (min/max example): net loan amount €50,000 - €500,000 | contract term (months) / number of instalments 24 - 120 | APR 3.50% | fixed borrowing rate 3.50% per year | monthly instalment €494.43 - €21,601.36 | total amount payable €51,843.27 - €593,315.20 Representative example: For a net loan amount of €230,000, a contract term of 74 months and a fixed borrowing rate of 3.50% per year give an APR of 3.50%. The monthly instalment is €3,460.09, with a total amount payable of €256,046.96. At least two thirds of customers receive these terms. The lender is Lloyds Bank GmbH (trading as "DKB"), Karl-Liebknecht-Str. 5, 10178 Berlin.
The personal loan. Simple. For everyone.
Your financial breathing space
Use the loan calculator to work out your loan on the terms you want, quickly and transparently. The monthly instalment is calculated on the basis of an APR of 3.50% - a rate that at least two thirds of our customers receive. You can find out more, and what rate you personally can expect, in the personal loan rates.
There are only a few requirements!
Straightforward loan offers - your financing in just a few steps. Find out here on what terms you can get your loan easily and quickly.
The personal loan made easy.
More time for you: save time with the digital account check
The digital account check makes your loan application particularly simple, fast and convenient. Your details can be verified directly – saving you time on the application, with no extra steps.
The digital account check replaces sending in account statements and other evidence, and is mandatory for everyone. That way everything runs entirely online and paperlessly.
Note: Applying with the digital account check is possible only for a single borrower.
Optimise your finances: consolidating debt with the personal loan
Benefit from our low interest rates on your existing loans too. Have you taken out one or more loans at high interest in the past? Take the opportunity to consolidate them. That way you save money and keep track of everything.
A fast and simple application
Simply enter your personal details in the online loan application and use the mandatory digital account check. Your details can then be verified directly and you receive your personal loan offer within minutes – ready to be taken out.
Note: The loan application is possible only for a single borrower.
Loan and service topics
Personal loan rates
The terms and interest rates for the personal loan at a glance.
Prices and services
The list of free and chargeable services around your loan.
Contact
Questions? We are happy to help you personally - by email and by phone.
Loan FAQs
The most common questions about our loan products.
The payment break for your loan
Requirements and how to apply - it is this quick.
Customer know-how
Interest rates, loans and overpayments? Explained simply in our blog.
The fast car loan
Make your dream of a new car come true.
6 reasons for the personal loan
Digital application
An online loan offer in just 6 minutes
Fast payout
Usually within 24 - 48h of all documents being received
Top rate
Benefit from top rates tailored to you
Your route to a loan - simply digital
Use the digital account check and save time
Transparent terms
For full control over your finances
Only a few requirements
Fair requirements for everyone
Still have questions about the personal loan?
Would you like to know more about the personal loan? You will find more on what you can use it for, restrictions on its use and the requirements here.
