Your payment break
- 1 month's payment break per year included
- In just 2 steps
A payment break means you do not have to pay one monthly instalment on your loan for a short time. Only the interest portion is debited that month. This option, which is automatically included in your loan, is also known as suspending the repayment of a consumer loan.
If you take a payment break, the only effect on your loan agreement is that the term is extended. The skipped instalment is added on at the end, so interest accrues over a longer period overall.
This is how you apply for a payment break
1. Apply in good time
Your application for a payment break must reach us 14 days before the instalment you want to skip falls due.
2. Receive our response
We check whether the payment break can be approved against the requirements. If the outcome is positive, you receive a confirmation from us in your banking Postbox.
Applying for a payment break
You are welcome to tell us that you would like a break by email, a message in your banking, letter or telephone - please attach the completed document.
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The payment break: optimise your financial planning flexibly and easily
With the DKB payment break you can adjust your monthly payments without difficulty. This option gives you the flexibility not to pay instalments for a certain period without putting your agreement at risk. Ideal for times when unexpected costs or financial pressures arise. A payment break keeps you solvent and leaves you in control of your finances.
The payment break for your personal and car loan
benefit from more financial freedom