Welcome rate p.a.
4.75%
Open an instant access
savings account now!
- Secure the welcome rate for 3 months
- Exclusively for new customers
- Further information in the terms of participation
How to activate your banking.
Choose a password and get started!
Security notice about current interest rate offers
Offers are currently circulating online with interest rates that do not match our official terms. Only the instant access and fixed-term deposit rates published on our website apply.
If you are offered higher interest rates than those shown here, it is not an official offer from DKB.
What you should know about recipient verification and instant transfers:
Since 9 October 2025, banks have been required under EU rules to check the recipient's name against the IBAN for SEPA transfers. Are you getting an error message when transferring to your DKB instant access savings account? Then please contact your own bank.
Example calculations
How much you could earn with a fixed-term deposit
Example calculations at current interest rates, for a range of deposit amounts and terms.
Deposit amount
€25,000
12 months · 4.25% p.a.
Interest earned
€1,062.5
Total: €26,062.5
Get your offer nowDeposit amount
€50,000
24 months · 4.40% p.a.
Interest earned
€4,400
Total: €54,400
Get your offer nowFlexible offers for savers and borrowers
Fast car loan
Make your dream car a reality with our low-cost car loan. Benefit from attractive rates and straightforward processing.
- No paperwork at all, thanks to the digital account check
- Fast payout
- Loan amounts from €3,000 to €50,000
Personal loan at a top rate
Make your dreams come true with our simple personal loan. Terms of 24 to 84 months and amounts between €3,000 and €50,000 give you planning certainty and financial breathing space.
- Simple, digital application
- Digital account check for a fast, paperless review
- Attractive interest rates
Secure fixed-term deposit
Ideal for anyone who wants to invest their money safely and predictably. Benefit from fixed interest rates and a calculable return.
- Fixed interest rates
- 4 terms to choose from
Instant access savings - flexible & secure
Our instant access savings account offers you flexibility and access to your savings at any time, at attractive interest rates.
- Variable interest rate
- Available daily
- No minimum deposit
Service & contact
Frequently asked questions
Find quick answers about our products and services here.
DKB
You will find all the information about the year-end here.
Fraud
How to protect yourself against current fraud schemes.
Help & service
Looking for help or the latest information? You will find it all here!
Contact
We are happy to help you personally. Simply by email or by phone.
Your banking at a glance.
Simple, secure, straightforward and available at any time. Whether instant access savings, a fixed-term deposit or a loan: with our new banking you always have your DKB finances under control - wherever you are, whatever device you use.
It is this easy: Register. Choose a password. Done.
Launched in Germany in 2009. Founded in Scotland over 300 years ago.
DKB is part of the long-established Lloyds Banking Group. In Germany we have been on the market as a purely digital bank for 15 years. Find out more about DKB and our customer-focused offers. Learn more