Debt consolidation made easy
Consolidate now & get going!
Consolidate old loans now & stay financially flexible
Low interest - benefit from our low personal loan rate and save money every month.
A clear picture - instead of several loans with different instalments and terms, you have just one loan.
Extra cash - no problem. When consolidating, you can borrow an extra financial cushion on top of the outstanding balance.
The switch included - we take care of settling the loan with your bank for you.
Consolidate & save money!
Whether you want to pay off just one loan or bring several together - there are plenty of advantages! Simply use our loan calculator to get a quick, transparent overview of our terms. Happy with your monthly instalment? You can then consolidate your loan in just a few steps. You will find more information in the personal loan rates.
Secure the advantages now
Personal loan at a top rate
an APR of 5.24% - 6.99%*
Fee-free and transparent
and with no payment protection insurance
Overpayments included
free of charge, up to 20% of the loan amount per year
Fast payout
usually within 24 - 48h of all documents being received
A fee-free payment break
few requirements and a simple application
*Statutory mandatory information (min/max example): net loan amount €3,000 - €50,000 | contract term (months) / number of instalments 24 - 84 | APR 5.24% to 6.99% | fixed borrowing rate 5.12% to 6.78% per year | monthly instalment €44.96 - €2,233.65 | total amount payable €3,216.45 - €61,961.76 Representative example: For a net loan amount of €23,000, a contract term of 74 months and a fixed borrowing rate of 6.30% per year give an APR of 6.49%. The monthly instalment is €375.89, with a total amount payable of €27,815.88. At least two thirds of customers receive these terms. The lender is Lloyds Bank GmbH (trading as "DKB"), Karl-Liebknecht-Str. 5, 10178 Berlin.
This is how consolidation works!
Apply for a new personal loan
In the loan application, give the outstanding balance and IBAN of the loans to be paid off and mark them for consolidation.
A settlement statement for your loan
Obtain a settlement statement for the loan you want to consolidate from your bank and send it to us together with the loan application.
Final review and loan settlement
Once all documents have been received, we review your loan. If the decision is positive, we transfer the outstanding balance directly to the lending bank or banks.
Note: How to mark the loans you want to consolidate in the application
Go to the personal loan application and apply for the loan amount you want, including the loans to be paid off.
In step 3 under "Finances", answer the question "Do you already have loans running?" with "Yes". Then enter all your existing loans in the loan application.
For the existing loans you would like to consolidate, answer the question "Would you like to consolidate this loan?" with "Yes". As additional information we need the outstanding balance here, along with the IBAN of the loan account.
Loan and service topics
The digital loan application - how it works
Whether a personal or car loan - the DKB loan application is child's play.
Prices and services
The list of free and chargeable services around your loan.
Contact
Questions? We are happy to help you personally - by email and by phone.
The payment break for your loan
Requirements and how to apply - it is this quick.
Loan FAQ
The most common questions about our loan products.
Simple, fast consolidation with our consolidation loan
Did you take out an expensive loan some time ago, or are you struggling with lots of small and particularly expensive financing arrangements? Perhaps you have already used your current account up to its overdraft limit? Overdraft interest is generally higher than the interest on personal loans. Here it can pay to get a quote for our consolidation loan and save real money. Consolidation works like this: you take out a consolidation loan for the total of all your existing financing and thereby pay off the old loans completely. From then on you pay just one loan instalment and keep track of everything. And best of all: with our low rates, the loan can also ease the pressure on your wallet in the end and get you debt-free sooner.
