DKB

Applying for a loan is this easy

Whether a personal or car loan - the DKB digital loan application is child's play. This guide explains step by step how to apply for your loan online quickly, securely and conveniently.

Diagram showing a much simplified form of the online personal loan application.

An online loan offer in 6 minutes

The loan application is completely digital and done in a few minutes.
You apply as an individual, enter your personal details and, as part of the application, carry out a digital account check as well. On that basis we review your details and provide your individual loan agreement directly, which you then only have to sign.

Easy completion

Your personal loan agreement is clearly laid out and is ready to sign once you have applied. You identify yourself by video identification or PostIdent. With a digital signature we have the agreement for review immediately; alternatively you can send it to us on paper by post.

A fast payout guaranteed!

Once we have received your contract documents, we carry out the final review of the application. If it is approved, we usually transfer the loan amount to your account within 24 to 48 hours. After the final review you receive an email from us straight away.

More information about the loan application

The digital loan application - apply for a loan online quickly, flexibly and securely

The digital loan application lets you borrow quickly and conveniently from home. Within a few minutes you enter your personal details online and then receive a loan offer tailored to your needs. For identification you have a choice: either digitally by video identification, or in the traditional way by the PostIdent procedure at a branch. Once approved, the money is paid directly into your account, usually within 24 to 48 hours. So you benefit not only from fast processing, but also from a secure, flexible process designed around convenience and data protection.

Astronaut on the sofa

A top rate & a fast payout

Make your dream happen now!