Instant access rate history
Here is an overview of how our instant access rates developed over 2023, 2024 and 2025. Did you take part in one of our bonus interest promotions? Then you will also find information here about the bonus rates we paid as part of those promotions.
1,25% p.a.
Current instant access rate
in force since 21 May 2025
3,25% p.a.
Welcome rate for new customers
from 24 March 2026, on an account balance of up to €100,000
1,75% p.a.
Bonus rate on deposits up to €150,000
applies from 30 May 2026 to 30 August 2026 if you qualify for the promotion
Past interest rates
Instant access savings
| Interest rate | valid from | valid until |
| 1,75% p.a. | 11.03.2025 | 20.05.2025 |
| 2,25% p.a. | 03.01.2025 | 10.03.2025 |
| 2,50% p.a. | 29.08.2023 | 02.01.2025 |
| 2,00% p.a. | 29.06.2023 | 28.08.2023 |
| 1,50% p.a. | 09.03.2023 | 28.06.2023 |
| 1,00% p.a. | 18.01.2023 | 08.03.2023 |
| 0,70% p.a. | 03.01.2023 | 17.01.2023 |
| 0,50% p.a. | - | 02.01.2023 |
Welcome rate for new customers
| Interest rate | valid from | valid until |
| 3,03% p.a. | 18.02.2026 | 23.03.2026 |
| 3,00% p.a. | 02.02.2026 | 17.02.2026 |
| 3,00% p.a. | 27.11.2025 | 29.12.2025 |
| 2,90% p.a. | 22.10.2025 | 26.11.2025 |
| 2,60% p.a. | 01.10.2025 | 21.10.2025 |
| 3,00% p.a. | 21.05.2025 | 08.07.2025 |
| 3,50% p.a. | 08.04.2025 | 20.05.2025 |
Bonus rate
| Interest rate | valid from | valid until |
| 1,25% p.a. | 30.01.2026 | 30.04.2026 |
| 1,35% p.a. | 30.09.2025 | 30.12.2025 |
| 1,50% p.a. | 02.10.2023 | 29.12.2023 |
| 1,00% p.a. | 05.05.2023 | 06.07.2023 |
| 0,50% p.a. | 11.01.2023 | 15.03.2023 |
The bonus rate is calculated provided you qualified for the relevant bonus interest promotion. We calculate the interest according to the terms of participation for that promotion.