Availability of instant access savings

Daily availability makes instant access savings a flexible way to save

Daily availability is an important factor for most savers

Recent economic developments have left many savers uncertain. They are looking for a way to save that is quickly available and delivers a high return. It should also be safer than the changeable stock market. Instant access savings offer these advantages, because they pay high interest and, unlike fixed-term deposits, are available daily. Whereas a fixed-term deposit is tied up for the period it is invested for, you can get at your instant access savings at any time. Availability in particular is a convincing argument for savers. It means they can invest large amounts in their instant access savings account. Thanks to daily availability, all or part of the money can be transferred promptly to their reference account.

Instant access savings are a form of investment with immediate availability

There are many reasons why customers want to be able to get at their savings at any time: redecorating the flat, a driving licence, or a child's school trip. The availability of instant access savings is therefore an important factor. Hardly anyone can do without a large amount for several years. Sudden events such as a car repair or broken household appliances can also force savers to spend what they have put aside. Whereas at branch banks you depend on opening hours and staff, at direct banks you benefit from online or home banking. You can access your instant access savings account over the internet 24 hours a day, seven days a week. The only requirement is an internet connection.

DKB offers daily availability and high interest

DKB customers benefit from many advantages with the instant access savings account: alongside the high availability of deposits, running the account at DKB is free of charge. Savers pay no fees for opening the instant access savings account or for the usual activities such as transfers and account statements. At DKB you earn attractive interest from the very first euro. There is no upper limit on the deposit. Would you like to withdraw money but do not need all of your instant access savings? You can continue to earn an attractive return on the remaining balance. Anyone who thinks they have to accept lower interest because instant access savings are available daily is mistaken: DKB pays its attractive interest to every customer, regardless of whether they are a new or an existing customer. The combination of daily availability and high interest makes DKB's instant access savings an insider tip for savers. They are attractive for anyone looking for a transparent, fair and flexible instant access offer.