Instant access savings: interest

Instant access savings with high interest are in demand

High interest on instant access savings delivers a high return

There is good reason why instant access savings are so popular with many bank customers. High interest and daily access to the money make instant access savings attractive as a form of investment. When choosing the best instant access provider, though, interest should not be the only deciding factor. Factors such as the security of the money, investment conditions such as a minimum deposit and other terms should play a part too. DKB's instant access offer is convincing in many areas: as an instant access provider, the company offers not only an attractive rate but also an online payment system certified by TÜV Saarland. It is also an instant access savings account with no additional costs. It works with no required minimum deposit and no tiering by amount. You earn the attractive interest from the very first euro.

Instant access savings with high interest pay off

How much interest is paid out depends on more than the agreed rate. Whether the gain from instant access savings is taxable also plays a part. Up to a certain level, interest income can remain tax-free. At present, interest can be tax-free up to 801 euros for single people and up to 1,602 euros for married couples. It is important for savers to submit an exemption order when opening an instant access savings account with the direct bank. Would you like to know in advance what interest income you can expect? Then use DKB's interest calculator. There, alongside your intended opening deposit, you can enter your monthly savings amount and the total period. A clear chart then shows you straight away how the interest rate affects your invested capital. That way you keep an eye not only on your interest income, but also on the upper limit for tax-free interest.

Interest on your DKB instant access savings

DKB generally pays interest on instant access savings annually. At the end of the year DKB credits the interest to your instant access savings account automatically. Customers benefit from interest calculated to the exact day. When you invest your money with DKB you earn interest for every single day. At the end of a year you receive interest for 365 or 366 days. Saving can hardly be fairer. If you would like to know more about the interest on instant access savings at DKB, simply read more under the "Instant access savings" menu item on DKB's website, www.dkb.de. There you will find all the interesting features of the instant access offer - including, of course, the current rate. New customers are in the right place too, because even if you have no experience of this form of investment yet, everything is explained clearly and understandably. If questions remain, simply use the free call-back service, where you will get expert advice on instant access savings.