The instant access savings account compared

The DKB instant access savings account compared

Fixed-term or instant access: a comparison shows which account is right

For a long time the traditional passbook savings account was regarded as the safest way to save money. Because of low interest and a three-month notice period, the passbook is now less in demand. On top of that, the maximum withdrawal of 2,000 euros a month must not be exceeded. Investments such as fixed-term and instant access savings are emerging as the new forms of saving. Fixed-term offers provide a fixed rate for the whole term, and the money invested is not paid out before that term ends. By comparison, an instant access savings account offers greater flexibility and a variable rate. A detailed comparison helps you work out whether instant access or a fixed-term deposit better suits your needs.

Finding the right instant access account by comparing online

The internet offers plenty of ways to compare offers in order to find the right instant access savings account. Savers often focus mainly on the interest rate when comparing. But the level of interest is not the only thing to consider when comparing instant access savings. Other terms attached to an account must also stand up to a thorough comparison. Numerous websites offer comparisons that do the work of setting the terms side by side for you. As a rule, though, they cannot say in detail what effort the account involves. It is therefore advisable, after an automated comparison, to look at the details on the bank's own website. DKB offers people a comprehensive database with answers to the most common questions about instant access savings. That way you learn everything you need for your own comparison. DKB also offers its own interest calculator at dkb.de. It always works out the return using the current instant access rate.

Opening a DKB instant access savings account after comparing

Have you compared a wide range of accounts in detail and decided on the DKB instant access savings account? Then you have also chosen the highest level of security. We guarantee you particularly secure online banking. TÜV Saarland has tested it and awarded it the "Certified payment system" seal. We give you thorough, expert information about instant access savings, so that you will be extremely satisfied with your account. When you open an account with us you receive a PostIdent coupon, which serves to verify your identity as the account holder. At a Deutsche Post branch, a member of staff verifies your identity using your identity card or passport. The coupon is used to send that confirmation to us. Immediately after the PostIdent procedure is complete, we carry out the reference account test. We then transfer a small amount in euro cents to your current account, to make sure you have access to your reference account. Only a short time later you can use your instant access savings account. DKB's instant access offer does particularly well in comparisons. Some of the reasons are the attractive interest rate, how easy it is to use and the highest level of security.