What the best investment should offer

The conditions the best investment should meet

The best investment for different needs

There are many forms of investment and each is characterised by different features. Fixed-term deposits used to be regarded as the best investment. These days instant access savings are very popular too, because they have good interest rates and favourable terms. For a low-risk investment, a fixed-term deposit promises a very high return - but the capital is not available during the term. It is therefore best to combine different investments in order to build wealth well. The passbook savings account is also widespread; it is regarded as flexible, but offers a very low interest rate. That means it is not the best investment. Shares, funds and certificates, on the other hand, offer the chance of a higher return. However, they are a complex investment that takes effort to manage. They also carry a high risk, which is why they are not the best way for every investor to build wealth.

Finding the best investment - the aspects that matter

There are many websites that help you find the best investment for you. The numerous offer comparisons in particular make it easier to shortlist interesting financial products, since they already set out some of the terms and possible returns clearly. Think about which investments suit you. Important points are when you need the money, how much return you expect and how safe the investment is. The best investment involves not only a high return and security, but also being easy to manage. Online banking services are very useful. You are not tied to a bank branch's opening hours. You can handle your banking at any time, including at weekends and on public holidays. You can also print your own account statements. Comparison shows that financial products from online banks are usually among the best investments, if only because of their attractive interest rates.

The best investment and its terms

The best investment for you is optimally matched to you and your needs in every respect. Alongside the return, it also matters whether a minimum deposit is required or whether an upper limit is set on the balance. DKB does without a minimum deposit on its instant access savings account. Nor are there any account management fees that could reduce your return. DKB's payment system has been assessed by TÜV Saarland and rated as particularly convenient and secure. Many people regard instant access savings as the best investment, because they combine a high return with the flexibility that life demands.